01+1
POSITIVE CASH FLOW
Finish the month with more eligible income than expenses.
A NEW MEASURE OF FINANCIAL PROGRESS
YOUR BUDGET TELLS YOU WHAT YOU SPENT. NERO GIVES YOU A SCORE WORTH IMPROVING.
Nero helps you plan, track, and improve your monthly cash flow while turning financial progress into a score you can actually work toward.
The prototype is already working.
Now we’re building the real thing.
57↑ +2
PROJECTED THIS MONTH
+1
WHAT IS NERO?
MORE THAN A BUDGET APP.
Most budgeting tools help you track what happened. Nero is designed around a different question: “How well am I actually creating cash flow?”
Planning
Tracking
Transaction review
Cash-flow forecasting
Goals
Reports
Nero Cashflow Score
THE NERO CASHFLOW SCORE
TURN YOUR CASH FLOW INTO A SCORE.
Everyone starts at 50. Each month, your score can move from −3 to +3 based on clear, explainable cash-flow behaviors.
32
50
72
02+1
BEAT YOUR BENCHMARK
Compare your cash-flow percentage with Nero users in a similar income cohort.
03+1
STAY CONSISTENT
Build a history of positive cash-flow months.
MAXIMUM MONTHLY MOVEMENT
+3
Your Nero Score isn’t a credit score and it isn’t a measure of wealth. It’s designed to show the strength and consistency of your cash-flow habits over time.
HOW IT WORKS
ONE CLEAR MONTHLY RHYTHM.
01
PLAN
Build your expected monthly income and expenses.
02
TRACK
See what actually happens as the month progresses.
03
REVIEW
Categorize transactions and keep your financial picture accurate.
04
IMPROVE
Watch your projected cash flow and Nero Score change.
Track. Improve. Repeat.
PRODUCT PREVIEW
NERO IS ALREADY MORE THAN AN IDEA.
We’ve built the Nero experience. Crowdfunding will help us turn this prototype into a secure production application for real users.
WHY WE’RE CROWDFUNDING
THE VISION IS BUILT.
NOW WE NEED TO BUILD THE INFRASTRUCTURE.
Nero currently exists as a working prototype. Crowdfunding helps fund the careful technical work required to serve real users.
Secure backend infrastructure
Bank-account connectivity
Production authentication
Data-security work
App Store & Google Play packaging
Subscriptions
Testing
Financial-data protections
FUNDING ROADMAP
FROM PROTOTYPE
TO PRODUCTION.
As Nero reaches each milestone, the roadmap will be updated with verified development costs and progress.
Current funding$0
First target: $500
ACTIVE$500
MILESTONE 1 — PROFESSIONAL TECHNICAL SCOPING
At approximately $500 in project funding, Nero can move into professional technical scoping. This will review the existing prototype, establish the production development plan, and provide the next fixed development target.
FUTURETo be announced after technical scoping
MILESTONE 2 — PRODUCTION DEVELOPMENT
The verified production development target will be published after professional technical scoping.
FUTURETo be confirmed
MILESTONE 3 — BANK INTEGRATION & PRODUCTION TESTING
Secure bank connectivity and production testing will be scoped before a funding target is announced.
FUTURETo be confirmed
MILESTONE 4 — iOS & ANDROID LAUNCH
Mobile launch requirements and costs will be confirmed after earlier production milestones.
CROWDFUNDING
HELP BRING NERO TO LIFE.
The product vision is here. The prototype is working. Kickstarter will fund the work required to turn Nero into a secure production application.
FOLLOW NERO ON KICKSTARTERBe notified the moment the campaign launches.
FOUNDING BACKERS
BECOME ONE OF NERO’S FIRST BACKERS.
NERO SUPPORTER
Support the mission and receive campaign updates.
EARLY BACKER
Early Nero access and founding-member recognition.
FOUNDING MEMBER
Extended Nero access, beta priority, and permanent Founding Member status.
FOUNDER’S CIRCLE
Highest early-access tier with additional founder and community benefits.
Final pricing and rewards available on Kickstarter.
View Kickstarter RewardsSTAY CLOSE
NOT READY TO BACK YET?
JOIN THE WAITLIST.
Get thoughtful product updates as Nero moves from working prototype to production.
FOUNDER PORTRAIT
Photo space reserved
Emmanuel Arias
FOUNDER STORY
WHY NERO?
Nero started with a simple frustration: traditional budgeting tools can tell you where your money went, but they don’t always make improving your financial habits feel motivating. The idea behind Nero is simple — turn cash-flow improvement into measurable progress people actually want to continue.
TRUST & TRANSPARENCY
BUILDING NERO THE RIGHT WAY.
These are production principles and planned safeguards, not claims about the current prototype.
YOUR BANK PASSWORD DOESN’T BELONG TO NERO
Planned production connections will use secure financial-data providers rather than storing bank-login credentials.
YOUR FINANCIAL DATA IS YOURS
Planned controls will let users manage account connections and data permissions.
THE NERO SCORE IS EXPLAINABLE
Users will be able to see the factors behind every score change.
PRIVACY MATTERS
Planned peer benchmarking will use anonymized aggregate information, not another user’s financial records.
FAQ